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Rhonda Jenkins
Austin Central
9737 Great Hill Trail, Ste. 200
Austin, TX 78759
Phone: 512-795-5596 x1927
Cell: 512-773-7296
Email: rhonda.jenkins@securitynational.com

Buying
 

Buying a home is an important decision and an intricate transaction. It may be one of the largest investments you ever make. Part of our job is to help educate you on the process and assist in coordinating the entire transaction with a team of professionals that will have your best interests in mind.


Don’t let this flow chart intimidate you. We’re here to walk you through every step along the way. When you have questions, don’t hesitate to call or email us for insight and advice. Every transaction is a little different, so the steps shown may vary on your purchase.

CLICK HERE
to set up a consultation appointment.


Home Purchase
Flow Chart
 Initial Consultations:
Review Goals / Commit to Team
Submit Loan App. / Pull Credit / Pre-Qualify
 Maximize Credit Score Potential & Debt-to-Income
 Detemine Best Loan Program for Your Goals
 Initiate Loan Processing
 Market Education / Viewing Property
 Select a Home to Purchase / Write the Offer
Give Earnest Money (Good Faith Funds)
Present Offer to Seller / Negotiate Terms
Accepted Contract!
 Open Escrow / Deposit Earnest Money
 Amend Loan Application w/ Property Data
 Title Search / Preliminary report on Buyer/s & Prop.
 Review Property Disclosures
 Schedule / Perform Inspections
Loan Processing Continues / Appraisal
 Remove Inspection & Other Contingencies
 Loan Commitment Remove Financial Contingencies
 Arrange for Homeowners Insurance / Movers Schedule Utilities & Home Services
 Re-check Credit Reoprt/s for Changes
 Balance of Down Payment in Cashiers Check Sign Closing and Loan Papers
 Loan Funding / Record Title at County
 Close Escrow / Get the Keys!
 Refer Many of Your Friends & Family to Me


 
Disclaimer: SecurityNational Mortgage Company is licensed under the laws of the state of Texas, and by state law is subject to regulatory oversight by the Department of Savings and Mortgage Lending. Any consumer wishing to file a complaint against SecurityNational Mortgage Company should complete, sign, and send a complaint form to the Department of Savings and Mortgage Lending, 2601 North Lamar, # 201, Austin, Texas 78705. Complaint forms and instructions may be downloaded and printed from the department’s web site located at http://www.sml.texas.gov or obtained from the department upon request by mail at the address above, by telephone at its toll-free consumer hotline at 1-877-276-5550, by fax at (512) 475-1360, or by e-mail at smlinfo@sml.texas.gov. The department maintains the mortgage broker recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with, and investigated by, the department prior to the payment of a claim. For more information about the recovery fund, please consult Subchapter F of the Mortgage Broker License Act on the department’s web site referenced above.

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